MAKING AN INSURANCE CLAIM

Lauer Insurance Agency has partnered with a number of quality companies based not only on their financial strength and customer service but also their fairness when it comes to the settlement of claims. If you are in an accident or have damage to your property contact Lauer Insurance Agency. If it is after hours, Rebecca and Mary’s after hours number is available. Below is a convenient listing of contact information for our providers, who are available 24 hours a day and seven days a week via a toll-free phone call or by visiting their respective website.

WHAT TO DO IN THE EVENT OF AN AUTO ACCIDENT

Assess the medical condition of all parties involved
1. Call 9-1-1 if anyone need medical assistance
Keep a safe distance from traffic and roadways
1. May want to move away from vehicles
2. Take reasonable steps to warn other motorist of accident
Contact Law Enforcement and notify them of the accident
1. Best to leave vehicles as they are until law enforcement arrives
2. If possible take a photo of the scene
Exchange information with all involved parties and witnesses to accident
1. Name, current address, telephone number for driver of other vehicle
2. Insurance information of driver and vehicle owners (easy to take photo of Insurance ID card)
3. Name, current address and telephone number for passengers in other vehicle
4. Name, current address and telephone number of witness to the accident
Take picture of damage if possible
Disclose all relevant information to law enforcement
1. We don’t recommend discussing detail with other involved parties
Notify Lauer Insurance Agency or your insurance provider
1. Notify your agent with the details as soon as reasonably possible
2. We will assist you every step of the way

WHAT TO DO IN THE EVENT YOUR PROPERTY IS DAMAGED

Assess the medical condition of all parties involved
1. Call 9-1-1 is anyone has sustained a serious injury
Take all reasonable measures to protect the property from further damage
1. Cover holes in roof, walls, doors, windows with plastic or board
2. Extract water if needed
3. Be careful not to risk you own safety in make these temporary repairs
4. Beware of contractors encouraging you to spend too much on temporary repairs
Notify Lauer Insurance Agency or your provider
1. Notify your agent as soon as reasonable possible
Retain all receipts associated with the loss

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